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Refinance

Find out if now is the right time to refinance! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. Here are some important reasons to consider refinancing:

  • Get a lower mortgage rate and reduce interest costs.
  • Convert an adjustable rate mortgage to a secure, fixed-rate mortgage.
  • Consolidate your first and second mortgages into a mortgage with a lower rate.
  • Pay off installment debts and credit cards.

The advantages we offer for your refinancing needs include:

  • Low rates
  • Easy online application
  • All types of mortgage programs
  • Guidance and advice from an experienced loan professional

Ready to refinance your current mortgage?

Apply online to be pre-approved.

Find out if now is the right time for you to refinance your current mortgage.




Processing Center - 3695 Stanford Dr. - Lake Havasu City, AZ 86406
Office Phone: 928-566-4257 Fax: 928-566-4258

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We lend in the following states: AZ, CA

Corporate Office: 10251 Vista Sorrento Pkwy., Suite 350, San Diego, CA 92121 Cobalt is licensed by the California Dept of Real Estate, Broker # 01821025.

Regional Office: 8149 N 87th Place, Suite 204, Scottsdale, AZ 85258 Arizona Broker License # BKBR 0115181

David Herring is licensed by the California Dept of Real Estate, License # 01193746.

Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions.



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