Purchasing

Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions*, say "good bye" to your landlord and take control of your living environment.

Whether you are a first-time home buyer, renter, or are purchasing a new or second home, we have an assortment of tools and loan programs to meet your individual financing needs. Use our easy-to-navigate site, or contact us by phone today.

You can assure sellers of your viability and negotiate more effectively when you're pre-approved. Apply online now to be pre-approved.

• Determine how much you can borrow and buy with our pre-qualification calculator.
• See how your equity and security can grow as a homeowner. Compare the benefits of owning vs. the cost of renting with our Rent vs. Buy Calculator.

*Contact your tax advisor to confirm tax deductibility of any loan

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Processing Center - 3695 Stanford Dr. - Lake Havasu City, AZ 86406
Office Phone: 928-566-4257 Fax: 928-566-4258

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We lend in the following states: AZ, CA

Corporate Office: 10251 Vista Sorrento Pkwy., Suite 350, San Diego, CA 92121 Cobalt is licensed by the California Dept of Real Estate, Broker # 01821025.

Regional Office: 8149 N 87th Place, Suite 204, Scottsdale, AZ 85258 Arizona Broker License # BKBR 0115181

David Herring is licensed by the California Dept of Real Estate, License # 01193746.

Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions.

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